Tuesday, 23 July 2024

NEW TAX 2024


 

Highlights of Budget 2024-25


Highlights of Budget 2024-25

The theme of the Budget is Employment, Skilling, MSME, and the Middle Class.

* Provision of ₹1.52 lakh crore for agriculture and allied sectors

* ₹2 lakh crore for five schemes

* ₹15,000 crore financial support for the new Andhra Pradesh capital

* First-time employees will get one month's wage in three installments as registered in EPFO

* Up to ₹10 lakh support to students for domestic institution studies

* ₹26,000 crore for highways in Bihar

* ₹2.66 lakh crore for rural development and infrastructure

* Three crore more houses under PM Awas Yojana

* For MSME and labor-intensive manufacturing, a credit guarantee scheme, collateral-free loan, and Mudra loan limit enhanced from ₹10 lakh to ₹20 lakh

* 12 industrial parks sanctioned

* ₹11.11 lakh crore for capital expenditure around 3.4% of GDP*

* ₹11,500 crores for the flood mitigation scheme for Bihar

* PM Urban Housing 2.0 provision of ₹10 lakh crs for the next 5 years

* ₹1 lakh crore for Research and Innovations

* Fiscal Deficit projected at 4.9% of GDP

* Receipts seen at 32.07 lac crs

* Expenditures seen at 48.21 lac crs

* Gross market Borrowing target at 14.01 lac crs

* Reduce Custom Duty on Gold and Silver to 6%

* Reduce custom duties on mobile , Charger and PCBA

* Long Term Capital Gain increases from 10% to 12.5%

* Short Term Capital Gain increases from 15% to 20%

* Angel Tax abolished 

* New Tax Regime

* Standard Deduction for salaried increases from 50000 to 75000 rupees
* 0 to 3 lac - Nil Tax
* 3 to 7 lac - 5%
* 7 to 10 lac - 10%
* 10 to 12 lac - 15%
* 12 to 15 lac - 20%
* 15 lac & above -30%

Regards


 

गरीब लोग Packaged food खाते हैं


पिछले दिनों Gurgoan जाना हुआ । 
वहां एक मित्र के घर रुका । उनकी छोटी बहन अमरीका में रहती हैं । छुट्टियों में घर आई हुई थीं । बातों बातों में बताने लगी कि अमरीका में बहुत गरीब मजदूर वर्ग McDonald , KFC और Pizza Hut का burger पिज़्ज़ा और chicken खाता है । 

अमरीका और Europe के रईस धनाढ्य करोड़पति लोग ताज़ी सब्जियों उबाल के खाते हैं , 
ताज़े गुंधे आटे की गर्मा गर्म bread/रोटी खाना बहुत बड़ी luxury है । 
ताज़े फलों और सब्जियों का Salad वहां नसीब वालों को नसीब होता है ........ ताजी हरी पत्तेदार सब्जियां अमीर लोग ही Afford कर पाते हैं । 

गरीब लोग Packaged food खाते हैं । हफ़्ते / महीने भर का Ration अपने तहखानों में रखे Freezer में रख लेते हैं और उसी को Micro Wave Oven में गर्म कर कर के खाते रहते हैं ।

आजकल भारतीय शहरों के नव धनाढ्य लोग अपने बच्चों का हैप्पी बड्डे मकडोनल में मनाते हैं । उधर अमरीका में कोई ठीक ठाक सा मिडल किलास आदमी McDonalds में अपने बच्चे का हैप्पी बड्डे मनाने की सोच भी नही सकता ......... लोग क्या सोचेंगे ? इतने बुरे दिन आ गए ? इतनी गरीबी आ गयी कि अब बच्चों का हैप्पी बड्डे मकडोनल में मनाना पड़ रहा है ?

भारत का गरीब से गरीब आदमी भी ताजी सब्जी , ताजी उबली हुई दाल भात खाता है ......... ताजा खीरा ककड़ी खाता है । अब यहां गुलामी की मानसिकता हमारे दिल दिमाग़ पे किस कदर तारी है ये इस से समझ लीजे कि Europe अमरीका हमारी तरह ताज़ा भोजन खाने को तरस रहा है और हम हैं कि Fridge में रखा बासी packaged food खाने को तरस रहे हैं । अमरीकियों की Luxury जो हमें सहज उपलब्ध है हम उसे भूल उनकी दरिद्रता अपनाने के लिए मरे जाते हैं ।

ताज़े फल सब्जी खाने हो तो फसल चक्र के हिसाब से दाम घटते बढ़ते रहते है ।
इसके विपरीत डिब्बाबंद Packaged Food के दाम साल भर स्थिर रहते है बल्कि समय के साथ सस्ते होते जाते हैं । जस जस Expiry date नज़दीक आती जाती है , डिब्बाबंद भोजन सस्ता होता जाता है और एक दिन वो भी आ जाता है कि Store के बाहर रख दिया जाता है , लो भाई ले जाओ , मुफ्त में । हर रात 11 बजे Stores के बाहर सैकड़ों लोग इंतज़ार करते हैं ....... Expiry date वाले भोजन का ।

140करोड़ लोगों की विशाल जनसंख्या का हमारा देश आज तक किसी तरह ताज़ी फल सब्जी भोजन ही खाता आया है ।
ताज़े भोजन की एक तमीज़ तहज़ीब होती है । ताज़े भोजन की उपलब्धता का एक चक्र होता है । ताज़ा भोजन समय के साथ महंगा सस्ता होता रहता है । आजकल समाचार माध्यमों में टमाटर और हरी सब्जियों के बढ़ते दामों के लेकर जो चिहाड़ मची है वो एक गुलाम कौम का विलाप है ........ जो अपनी ऐतिहासिक सांस्कृतिक विरासत को भूल अपनी गुलामी का विलाप कर रही है ।

भारत बहुत तेज़ी से ताजे भोजन की समृद्धि को त्याग डिब्बेबन्द भोजन की दरिद्रता की ओर अग्रसर है ।


 

The Picture Of Life Remains Incomplete!


"The Picture Of Life Remains Incomplete!

The creator of the universe has designed life in such a way that even with all-round success in life, he leaves the picture of life somewhere consciously incomplete

 The presence of this imperfection is a constant reminder to stay grounded.

The world's most expensive wedding ceremony of Anant Ambani, the son of Mukesh Ambani, chairman of Reliance Group, the eleventh richest man in the world and the number one richest businessman in Asia, made headlines around the world at the beginning of March. Discussions have also taken place on social media around the world

12,000 items were served to the guests for breakfast, lunch, afternoon tea, dinner and midnight snack during the event. All the superstars of the film industry were seen dancing in this event

Despite the presence of famous glamorous personalities from all over the world, all eyes were on Anant Ambani who was physically gigantic. Because he is suffering from a serious illness. That is, a disease that cannot be treated with traditional medicine. 

He has to be given constant steroids for treatment. These corticosteroids cause uncontrollable appetite, which causes the person to consume large amounts of food. As a result, he gains uncontrollable weight. 

Despite having a wealth of billions of dollars, Mukesh Ambani's beloved and youngest son is suffering from a disease for which there is no other remedy in this universe except the side effects of steroids

When Anant is afflicted with an elephant-like illness, Mukesh Ambani transforms thousands of acres of land into a safari park filled with elephant treatment, entertainment, spa and massage facilities. Hundreds of tons of dry fruits are fed to the elephants every day in this safari park

This is just a glimpse of Mukesh Ambani's personal struggle with his sick son
He cannot buy a single day of perfect health for his son, even though all the comforts are lying at his feet

Addressing thousands of guests at the function, Mukesh Ambani said that his life is not a bed of roses but a journey full of thorns

As Mukesh Ambani spoke these words, the camera zoomed in on the face of Asia's richest man, his face was seen in deep sorrow, with tears welling up in his eyes.

The pain and helplessness in those tears was palpable. He felt sad that despite his wealth of billions of dollars, he could not buy a single day of perfect health for his son.

How strange is the justice of the creator? He keeps the picture of life incomplete somewhere. And it shows that in this imperfection lies the essence of perfection…!

Implication - Instead of envying Mukesh Ambani's wealth, we should thank the Creator for the incomplete picture of our lives. Because our picture is not as surgical as Ambani's incomplete picture. 

*So let us be happy as we are and express thanks and gratitude to the Almighty for all His Blessings to us!!